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Higher Loan Limits in Effect for 2020

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2019 is over and Fannie and Freddie are giving new, larger loans in 2020. Fannie Mae, Freddie Mac, and the Federal Housing Administration are now backing larger mortgages than they were just a few weeks ago. This is because each of the loan agencies’ loan limits are higher than they were in 2019. With home prices…

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What You Can (And Can’t) Ask Your Real Estate Agent

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Buying a new home can be an intimidating process. Having a real estate agent you trust can help you navigate the process easily. In times of uncertainty, your realtor becomes your go-to for answers. However, there are a number of questions that your Real Estate Agent, legally, can’t answer. In a recent article from Forbes,…

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real estate trends

Real Estate Trends

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For over a decade, the real estate industry has been gaining strength.  While there has been talks and concerns about a potential real estate bubble, the current real estate trends are showing that the market fundamentals are remaining strong. In a recent article published by The Motley Fool they state that “Traditionally, real estate follows…

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housing trends in 2020

10 Trends to Watch in 2020

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With just a few more weeks left in 2019, we are looking ahead to 2020 and what it will bring the real estate industry. In the annual Emerging Trends report from the Urban Land Institute, we get a sense that we’re in for a soft landing, not a sudden crash. While economic and political uncertainty…

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rate drop, rate decrease, mortgage rate

Mortgage Rates Drop For Third Time in 2019

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For the third time this year, The Federal Reserve has lowered the target range for the key, short-term federal funds rate by 25 basis points. This cut almost fully reverses the increases we saw in 2018. The FOMC views these enacted reductions as part of a mid-cycle (mid-late-cycle may be more accurate) adjustment to ensure…

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Affordable Housing Coming To Sacramento

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Believe it or not, affordable housing is on its way to Sacramento. California Governor, Gavin Newsome, is putting his January initiative into action and is bringing affordable housing into Sacramento. The goal is to increase housing opportunities for those that make 40%, 60%, or 80% of the area median income. According to The Sacramento Bee…

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How Google is Changing Downtown San Jose

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It’s been no secret that tech giant, Google, has been buying up land in the San Jose area. Google has been planning on revamping the downtown train station and what, for years, has largely been an industrial area into a densely packed extension of downtown San Jose. The Mercury News recently published an article detailing…

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Housing Market Correcting to More Sustainable Place

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Low levels of inventory over the past few years have taken a lot of potential homebuyers out of the housing market. More homes are now hitting the market and that is a good thing not only for home buyers, but it’s also good for home builders as well. There is a huge demand for first-time…

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Bay Area Transplants Continue to Move to Sacramento

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It’s a familiar tale many residents in Sacramento have come to know. Bay Area transplants continue to move to Sacramento. One of the latest examples is none other than California Gov. Gavin Newsom. His $3.7 million home in Fair Oaks has the single largest price tag for houses sold so far in 2019 in the…

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Sacramento Tops in Home Builds North of L.A.

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People are flocking to the state capitol and there are new homes to go with them. Last year, Sacramento experienced the most new home construction of any California city north of Los Angeles in 2018, according to the Sacramento Bee. In addition to job growth, increased wages, and a sound economy, many people are flocking…

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